Free tools for London renters - know your budget, rights and borough before you open a listing.
Before you search, during a tenancy, and when things go wrong.
Station-adjusted postcode estimates - not borough averages.
The Renters' Rights Act 2026 - what changed, without the jargon.
Check all three schemes. Unprotected? You may be owed 3× back.
Formal letters for eviction, repairs, rent increases and more.
Scored recommendations across all 33 London boroughs.
LHA rates by borough and household size.
London rents vary by hundreds of pounds within the same borough. Enter your postcode for a station-adjusted estimate - not a borough average.
A flat 4 minutes from an Elizabeth line station commands £200–300/mo more than the same flat 15 minutes away. Borough averages hide this. Our postcode model doesn't.
The Renters' Rights Act 2025 is now law. Here's what it actually means for you - plain English, no jargon.
These apply to all private tenants in England with an assured or assured shorthold tenancy.
Your landlord cannot evict you without a valid legal reason.
And you can challenge any increase you think is unfair - for free.
Fixed-term contracts are abolished. Your tenancy rolls on monthly.
Blanket pet bans are no longer legal.
Refusing you because of benefits or children is illegal.
Landlords cannot demand multiple months upfront.
A free, independent service to resolve complaints without court.
Check any landlord's history before you sign.
Use the rights checker in the app - pick your situation and get a verdict, options, and a drafted letter in seconds.
Your landlord had 30 days to register your deposit. If they didn't, you may be owed up to 3× the amount back.
You can apply to county court for 1×–3× your deposit. Applies even after leaving. Court fee is £377 - reclaimed if you win.
Pick your situation. Get a formal letter drafted in seconds, citing the Renters' Rights Act 2026. Edit, copy, and send.
If you ever go to tribunal or involve your council, you need evidence that you formally notified your landlord and gave them time to act. A dated letter does that. A phone call doesn't.
Enter your income and we score every London borough by affordability. Find where you can live without stretching beyond 33% of income on rent.
Most people open a listings site before they know their budget. They fall in love with places they can't afford. Start with the numbers.
Local Housing Allowance rates vary by borough and household size. See your entitlement and how much it covers of local rents.
LHA is set at the 30th percentile of local rents - covering the cheapest 30% of properties. In London this often leaves a significant gap.
Since 1 May 2026, landlords cannot refuse a tenancy because you receive housing benefit. Report to your borough council's housing team.
Please read these before using Settl. By using the app you agree to these terms.
SETTL - TERMS & CONDITIONS (v1.1 · April 2026)
Settl provides general information about tenants' rights under UK housing law. Nothing in this app constitutes legal advice. You should not rely on Settl as a substitute for advice from a qualified solicitor or authorised housing adviser. Always verify critical information with a professional before taking action.
We take care to keep the legal content accurate and up to date with the Renters' Rights Act 2025 and related legislation. However, the law changes and our content may not always reflect the most recent position. You are responsible for verifying the current legal position before acting.
Letters, translations, and other content in this app are generated automatically from your details. This content may contain errors, omissions, or inaccuracies. It is provided for guidance only and must be reviewed carefully before you act on it, share it, or send it to any third party. This content is not a substitute for advice from a qualified solicitor.
4a. By submitting a report you confirm it is truthful and based on your genuine experience.
4b. Do not include information that is false, defamatory, discriminatory, or that you do not have the right to share. Do not include personal details of private individuals other than landlords acting in a professional capacity.
4c. Settl does not verify, endorse, or moderate reports before publication.
4e. Settl reserves the right to remove any user-generated content at its discretion without notice.
You must not use Settl to: (a) submit false or misleading information; (b) harass, defame, or discriminate against any individual; (c) attempt to access or damage our systems; (d) use the app for any unlawful purpose.
To the fullest extent permitted by English law, Settl's total liability to you is limited to £0 (the app is free). We exclude all liability for: indirect or consequential loss; loss of data; reliance on automated content; reliance on user-generated reports; and inaccuracy of legal content.
We may update these terms at any time. We will notify you within the app when we do. Continued use after notification constitutes acceptance of the updated terms.
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
Questions? Email privacy@settl.app
How we handle your data. Short version: we collect almost nothing, and what we do collect stays on your device.
SETTL - PRIVACY POLICY (UK GDPR · April 2026)
WHO WE ARE
Settl is a London renter information service. We are registered with the Information Commissioner's Office (ICO). Contact us at privacy@settl.app.
WHAT WE COLLECT AND WHY
Borough selection and app preferences
Stored locally on your device only. Never transmitted to any server. Legal basis: legitimate interests.
Evidence vault entries
Notes and document descriptions you add to the Evidence Vault are stored on your device only and are never transmitted to our servers or any third party. Legal basis: you create this data for your own use.
Community reports and landlord register submissions
Text you submit as a community report is stored on our servers in anonymised form - we do not link it to any personal identifier. Do not include your own personal details in reports. Legal basis: legitimate interests (community information service for renters).
Letters and translations
When you use letter generation or translation features, the text of your request is sent to an automated writing service. Anthropic processes this as a data processor under a Data Processing Agreement. We do not store the content of AI requests on our own servers. See anthropic.com/privacy. Legal basis: contract performance.
We do not sell your data. We share data only with: Anthropic (AI processing, under DPA); our hosting provider (community report storage); and as required by law.
AI processing by Anthropic may involve transfer of data to the United States, covered by Standard Contractual Clauses.
YOUR RIGHTS UNDER UK GDPR
You have the right to: access the personal data we hold; correct inaccurate data; request erasure; object to processing; and complain to the ICO at ico.org.uk or 0303 123 1113. Contact privacy@settl.app to exercise your rights. We respond within 30 days.
Community reports are retained until you request deletion or until removed under our takedown process. Device data is retained until you uninstall the app or clear your browser data.
To exercise your rights under UK GDPR, email privacy@settl.app. We respond within 30 days.